Credit & Saving

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Don’t Throw It Away

Many believe that paying off debt and closing all credit accounts is the ultimate financial goal—but doing so can have unintended consequences

Credit Scores: What’s the Deal?

Your credit score can impact everything from mortgage rates to insurance premiums. But many people are left in the dark about how it’s calculated and how to improve it. Understanding the five factors that affect your score—payment history, credit utilization, credit history, credit mix, and new credit—can help you take control of your financial health.

Wondering What’s Going on with Home Insurance?

With rising costs and reduced coverage, home insurance is more challenging than ever. This year, many homeowners are seeing increases on deductibles. Our latest blog dives into why these changes are happening—from inflation and to weather-related damages—and what you can do about it.

Dale Kleffman

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January 11, 2025